Retirement Planning

Financial Planning provides your Family or Business with options , so you can deal with the future rather than being a victim of it. We are committed to help our clients work toward their dreams and goals and we strive to build a long-term relationship with our clients based on trust and cooperation.

TD Ameritrade  our Institutional is the  custodian of the Assets 

Contact us today for more details on how we can serve you better. We can have a conversation in person , over the phone

At a time when people are living longer , and traditional financial support structures such as defined benefit plans are few and far between, the role of defined contribution at the work place as well as individual IRA 's and Roth plans has changed. In fact , for many Americans, the retirement investment is now expected to serve as the primary or only source of retirement income and yet savings rates are at historic lows.

Four important questions are always in the mind of an individual who wishes to plan for retirement. Specifically :

There are variety of investor types the"do it for me"investor, the"help me do it"investor , the"do it myself" investor.

 But regardless of the investor type , they have to answer those  core questions to determine their ultimate retirement readiness.


Annuities are the only personal retirement product that can provide a guaranteed paycheck and can not be out-lived*. The two most attractive features of annuities which sometimes makes them a good source for retirement planning , is  paying a stream of income and guaranteed death benefit. There are Variable , or Fixed  or Index Annuities.

We offer Annuities through most major insurance carriers  as longs they are suitable for the clients, our clients will have a great  selections to choose from.

DISCLOSURES: Past performance does not guarantee future results. Investment return and principal value of an investment will fluctuate and shares when redeemed may be worth more or less than the original cost. Before investing, consider the funds’ investment objectives , risks , charges, and expenses.Contact your investment professional for a prospectus containing this information. Not FDIC Insured , May Lose Value , No Bank Guarantee , No Government Guarantee, All guarantees and protections are subject to the claims-paying ability of the insurance company.